train railcard


using railcards with Lumo
A railcard is a discount card that allows you to save up to 1/3rd off your train tickets. They offer great value for money if you are a regular rail traveller and they are available as digital and physical cards. You must travel with your railcard to validate your discounted ticket.

There is a range of railcards available, catering to various groups including students, seniors, and families. Take a look at the different railcards below to find the one that suits you best.
explore all railcards
image of three friends watching the sunset

16-25 saver

If you're aged between 16-25 or a full time student, this railcard will save you 1/3 on your rail fares

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senior railcard

Over 60? Save money on your travels with the senior railcard at just £30 a year

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couple laughing

two together railcard

Save 30% off your tickets when travelling together with your friend or partner

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group of friends laughing


This digital-only card allows 1/3 discount on off-peak travel

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mother watching the sunset with her child

family and friends railcard

Save 1/3 off tickets for up to four adults and 60% for up to four children with the family and friends railcard

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disabled persons railcard

Passengers with disabilities can benefit from 1/3 off all rail travel for them and their travel companion

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group of three friends walking in a train station

16-17 saver

Save up to 50% in your next travel at just £30 a year

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veterans railcard

Are you a UK veteran? Save 30% off your standard and first class tickets

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see all railcards

Find out more about each railcard in detail

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The majority of railcards cost £30 per year. However, this depends on the type of railcard and also the duration. Many railcards also offer a three-year option for £70.
While most railcards offer a 1/3 discount off your tickets, you can also enjoy 50% off your tickets with the 16-17 Saver or 60% off children's tickets with the Family and Friends Railcard. This will depend on the type of railcard you purchased.
You can use your railcard on off-peak times, weekends, and bank holidays, although this will depend on the type of railcard you have.